Monday, 30 September 2019

Is buying Bitcoin legal in India?

 

Yes, buying Bitcoin is legal in most countries around the world. However, the legality of buying, trading, and using Bitcoin varies depending on local regulations. Here's an overview of its legal status in various regions:

1. Countries Where Bitcoin Is Legal

Bitcoin is widely accepted and regulated in many countries, including:

  • United States: Bitcoin is legal and treated as a commodity by the Commodity Futures Trading Commission (CFTC). Transactions are subject to taxes and regulations.
  • Canada: Bitcoin is legal and considered a digital asset. It is regulated under anti-money laundering (AML) laws.
  • European Union: Bitcoin is legal across EU member states, with specific regulations varying by country.
  • United Kingdom: Legal and subject to taxation based on its use (e.g., trading, business transactions).
  • Australia: Bitcoin is legal and classified as property for tax purposes.

2. Countries With Restrictions

Some countries allow Bitcoin but impose restrictions on its use, such as:

  • India: Bitcoin is not banned, but the regulatory environment is uncertain. Transactions are subject to taxation.
  • China: Bitcoin ownership is legal, but trading platforms and initial coin offerings (ICOs) are banned. Mining has also been heavily restricted.

3. Countries Where Bitcoin Is Banned

Certain countries have banned Bitcoin outright, often citing concerns over money laundering, fraud, or instability. These include:

  • Algeria
  • Bangladesh
  • Egypt
  • Iraq
  • Morocco
  • Nepal
  • Pakistan (though restrictions are gradually loosening in some cases).

Key Considerations When Buying Bitcoin

  • Regulation: Always check local laws and regulations before purchasing Bitcoin.
  • Tax Implications: Many countries tax Bitcoin transactions or profits from trading. Familiarize yourself with your jurisdiction’s tax policies.
  • Compliance: Use reputable and regulated cryptocurrency exchanges to ensure compliance with laws and protect against fraud.

If you are considering buying Bitcoin, ensure you do so through legal channels and understand the relevant regulations in your region.

Sunday, 1 September 2019

Price of Quality

Quality cannot be cheap. Most people seek best quality products at cheap prices. Nothing can be 

further from the truth. Quality has a price - we need to pay the right price to get the appropriate 

quality. Remember it is a competitive world and if someone gives low quality at higher price then 

they will not survive in the market place. 

The best example is that of Apple products. Yes they are costly when compared to other Android 

phones but what we don't consider is that cheaper Android phones don't last as long as the Apple one

do. Often we end up spending more in the long run than what the Apple products cost! 

Similarly in education, quality of education matters which is dependent on quality of faculty, number 

of students in class, coverage of course etc. A class with 20 students can be done at fraction of the 

cost of delivering the same course with 5 students. 

Some of the stories heard by us are as follows -

Case No.1: A father described their ordeal when he got his daughter admitted in a institute by 

paying  half the fees. After 3 months, the class is yet to start and they do not have a date yet on when 

it will start. With so much money invested, they are unable to step back!

Case No. 2: A candidate took admission in a computer center to learn Advance Excel. He got an 

attractive offer which was almost one third of the charges at other popular institutes. He was excited 

but realised the truth when he went for his first class and found 19 other candidates in the class.  The 

instructor would demonstrate and expect all the participants to follow on their own. He managed to 

resolve/ answer queries of three to four candidates in every class as he did not have the time to attend 

to individual queries!

Case No. 3: A young professional enrolled at a institute to learn SQL. He took a total of 5 classes 

there before he stopped going. The reason being that in every class he had a new instructor who 

would start from the first chapter each class. Repeated complaints failed to resolve his issues leading 

to him dropping off from the class!

Such examples abound and we hear more and more of such cases everyday.

As one can see, paying the right price for the appropriate quality is very very important. So even if 

one pays a little more directly and gets better value, that is better than paying less and getting inferior 

quality deliverables. As one will agree, the quality of learning is much more in the latter case! So be 

careful about what you choose ....

List of Shortcuts in Excel

Shortcuts are keyboard combinations that can do specific actions in Excel 




Here’s a comprehensive list of Excel shortcuts categorized for easy reference, along with examples to illustrate their use.

Basic Shortcuts

Shortcut Action Example
Ctrl + N Create a new workbook Opens a blank Excel file.
Ctrl + O Open an existing workbook Opens the file selection window.
Ctrl + S Save the workbook Saves your changes to the file.
Ctrl + P Print the workbook Opens the print menu.
Ctrl + W Close the workbook Closes the current workbook.
Ctrl + C Copy Copies selected text or cell content.
Ctrl + X Cut Cuts selected text or cell content.
Ctrl + V Paste Pastes copied/cut data.
Ctrl + Z Undo Reverses the last action.
Ctrl + Y Redo Restores an undone action.

Navigation Shortcuts

Shortcut Action Example
Arrow Keys Move between cells Moves selection in the arrow's direction.
Ctrl + Arrow Key Jump to the last non-empty cell in the direction If A1 is selected, pressing Ctrl + ↓ moves to the last filled cell in column A.
Ctrl + Home Go to A1 Jumps to the first cell (A1).
Ctrl + End Go to the last used cell Moves to the last used row and column.
Page Up/Page Down Scroll one screen up/down Scrolls through the worksheet.
Alt + Page Up/Page Down Move one screen left/right Helps navigate large sheets.

Selection Shortcuts

Shortcut Action Example
Ctrl + A Select the entire worksheet Selects all the data in the sheet.
Shift + Arrow Key Extend selection Expands the selected range.
Ctrl + Shift + Arrow Key Select a range to the last non-empty cell Selects from the current cell to the last filled cell in a direction.
Shift + Space Select entire row Selects the entire row of the active cell.
Ctrl + Space Select entire column Selects the entire column of the active cell.

Editing Shortcuts

Shortcut Action Example
F2 Edit active cell Places the cursor inside the cell for editing.
Alt + Enter Insert a new line within a cell Adds a line break inside a cell.
Ctrl + D Fill down Copies the content of the topmost cell down.
Ctrl + R Fill right Copies the leftmost cell’s content to the right.
Ctrl + "-" Delete selected cells/rows/columns Removes the selection and shifts adjacent data accordingly.
Ctrl + "+" Insert new cells/rows/columns Adds new space to the sheet.

Formula Shortcuts

Shortcut Action Example
= (Equal Sign) Start a formula =SUM(A1:A10) sums the values in A1 to A10.
Ctrl + ` Show formulas instead of values Toggles between formula view and normal view.
F4 Toggle absolute/relative cell reference Changes A1 → $A$1 → A$1 → $A1 when editing a formula.
Alt + = AutoSum Quickly sums up a range.
Ctrl + Shift + Enter Enter an array formula (for older versions) Used to enter legacy array formulas.

Formatting Shortcuts

Shortcut Action Example
Ctrl + B Bold Makes text bold.
Ctrl + I Italic Italicizes text.
Ctrl + U Underline Underlines text.
Ctrl + 1 Open Format Cells dialog Allows formatting of numbers, alignment, etc.
Ctrl + Shift + $ Apply currency format Converts numbers to currency format (e.g., $123.45).
Ctrl + Shift + % Apply percentage format Converts a number into a percentage (e.g., 0.5 → 50%).
Ctrl + Shift + # Apply date format Formats numbers as a date (e.g., 03/15/2025).

Worksheet Shortcuts

Shortcut Action Example
Shift + F11 Insert a new worksheet Adds a new worksheet to the workbook.
Ctrl + Page Up Move to the previous worksheet Switches to the previous sheet.
Ctrl + Page Down Move to the next worksheet Switches to the next sheet.
Alt + H + O + R Rename a worksheet Opens the rename option for the current sheet.

Data Handling Shortcuts

Shortcut Action Example
Ctrl + T Create a table Converts a range into a table.
Ctrl + Shift + L Apply/Remove filters Adds or removes filters on column headers.
Alt + Down Arrow Open drop-down list in filtered column Displays available filter options.
Ctrl + Shift + U Expand or collapse formula bar Adjusts formula bar visibility.

Pivot Table Shortcuts

Shortcut Action Example
Alt + N + V Insert a PivotTable Opens the Create PivotTable dialog.
Alt + J + T + R Refresh PivotTable Updates PivotTable data.
Alt + J + T + I Insert PivotChart Adds a chart to PivotTable.

Miscellaneous Shortcuts

Shortcut Action Example
F7 Spell check Runs spell check on selected text.
F12 Save As Opens the Save As dialog.
Ctrl + Shift + " (Quotation) Copy value from the cell above Copies the above cell's value into the active cell.
Ctrl + Shift + : Insert current time Inserts the system's current time in the selected cell.
Ctrl + ; Insert current date Inserts today's date.

This list covers most Excel shortcuts that boost productivity.

Excel is used extensively for Data collection, analysis and presentation of information in a user understandable format which can be easily understood by the normal user. It is the most commonly used application as it is easily accessible and available for all users. 

Get the Palium Advantage

  • Regular & Fast Track Classes: Choose between weekday or weekend sessions to suit your schedule.

  • Expert Faculty: Learn from experienced industry professionals with real-world expertise.

  • Hands-On Learning: Practical training with real-time case studies and projects.

  • Flexible Learning Modes: Available in offline (classroom) and live online formats.

  • Placement Assistance: Get career support and job placement guidance.

Why Learn Advanced Excel?

Advanced Excel is a crucial tool for data analysis, financial modeling, reporting, and business decision-making. Mastering Excel can open opportunities in roles such as data analyst, business analyst, financial analyst, and MIS reporting.

Course Coverage

The course covers the following topics comprehensively -

  • Conditional Formatting
  • Visualizations
  • Pivot Tables
  • Formulas for Date, Text, Financial Calculations etc.
  • Advanced Functions like Vlookup, XLookup, Match, Sumif, Sumifs etc.

Enroll Today!

Join Advanced Excel training at Palium Skills and gain the expertise to excel in your professional journey with comprehensive, practical, and job-oriented learning.

Take the next step in your professional journey with Palium Skills career building courses. Experience high-quality language training that ensures fluency and career growth.

📍 Location: Kolkata, India
📞 Phone: +919903130500
📧 Email: info@paliumskills.com
🌐 Website: https://paliumskills.com

Start learning Excel today and unlock global opportunities!