Finacle Navigation Guide

 

Finacle Login and Navigation Guide

Finacle (by Infosys) is a widely used core banking solution in public and private sector banks. The steps below describe the general login flow and standard navigation features used across most Finacle versions (10.x and above). Some screen names may vary slightly by bank.

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1. Finacle Login Process

Step 1: Open Finacle Application

• Launch the bank’s Finacle URL in your browser (usually works in an approved browser like Internet Explorer or specific bank-provided browser).

• Ensure VPN/secure network connection is active.

Step 2: Enter User Credentials

You will see the Finacle login page asking for:

• User ID

• Password

• Branch Code (in some banks)

• Login Captcha (if enabled)

Click Login.

Step 3: Two-factor Authentication (if enabled)

Some banks require:

• RSA token

• Soft token (OTP)

• Biometric authentication

Enter authentication details to proceed.

Step 4: Password Expiry

If your password is expired, the system will prompt you to:

• Enter current password

• Create new password

• Confirm new password

Password rules usually include combination of uppercase, lowercase, number, and special character.

Step 5: Home Dashboard Loads

Once logged in, you’ll land on the Finacle Home Screen, showing menus like:

• Menu Search Bar

• Common Transactions

• Customer/Account Operations

• Reports

• Sign-off

  
  
  
  

2. Finacle Navigation Basics

Finacle uses a menu-driven command system. You access any function using:

• Menu Options

• Transaction Codes (T-codes)

• Quick Search Bar

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A. Using the Menu Search Bar

At the top of the screen, you’ll find the search box:

• Type the functionality keyword (e.g., “account”, “customer”, “clearing”)

• A dropdown will suggest available modules

• Click the desired function

Example:
Search "HACLI" for account ledger inquiry.

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B. Using Transaction Codes (Common T-Codes)

You can directly type T-codes in the search bar.

Here are frequently used T-codes:

Customer & Account

Function	T-Code
Customer Inquiry	HCUACC
Customer Creation	HCCRM
Account Inquiry	HACLI
CIF Inquiry	HCCI
Account Statement	HACSP

Deposits & Loans

Function	T-Code
Term Deposit Creation	TMDCM
Loan Account Inquiry	HLAIP
Loan Disbursement	LADISB

Transactions

Function	T-Code
Cash Deposit	TMDC
Cash Withdrawal	TMCW
Funds Transfer	HFTI
Clearing Operations	HCLST

Reports

Function	T-Code
Daily Reports	HDDPR
Audit Reports	HAUDIT

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C. Finacle Navigation Window Layout

1. Left Menu Panel

• Modules like Accounts, Loans, Deposits, Trade Finance, Admin

• Collapsible menus

2. Workspace Area

Main working area where data entry forms appear.

3. Toolbar / Action Buttons

Buttons commonly include:

• Submit

• Accept

• Reject

• Cancel

• Refresh

• Print

• Help

4. Tabs

You can work on multiple screens with different tabs open.

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3. Common Navigation Examples

A. How to Check Account Balance

1. Go to T-code → HACLI

2. Enter:

   • Account number

   • Branch code (if required)

3. Click Go

4. View:

   • Ledger balance

   • Available balance

   • Transaction history

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B. How to Search Customer CIF

1. Use T-code → HCUACC or HCCI

2. Enter Customer Name, Mobile No, or DOB

3. Click Search

4. Select correct customer from results

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C. How to Post a Cash Deposit

1. Open TMDC

2. Enter:

   • Account number

   • Amount

   • Instrument type (Cash)

3. Submit and verify as maker-checker (if required)

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4. Logging Out of Finacle

Always use proper sign-off:

1. Click Sign Off on the top-right

2. Close the browser only after successful logout

This prevents:

• Session hanging

• Locking of user ID

• System errors

   

  Palium Skills, a trusted training partner for banking and financial services, offers specialized Finacle Training Programs delivered by a team of highly experienced industry professionals. With real-time practitioners as trainers, Palium Skills ensures that participants gain hands-on knowledge of Finacle modules such as customer onboarding, deposits, loans, teller operations, clearing, and reporting. The training is available in classroom, corporate, and live online formats, making it ideal for banking job aspirants as well as working professionals looking to upgrade their operational skills. Their practical, scenario-based approach equips learners to confidently navigate Finacle and perform day-to-day banking operations with accuracy and efficiency.